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Keep One or Two Credit Cards

If there has ever been a time to recreate reality by eliminating our credit card debt, it is now.  Perhaps, I am one of the lucky ones.  I decided several years ago to get rid of those credit cards… all of them.
Let me say that I am not suggesting that you get rid of all [...]

If You Are Still Relying on Credit Card Spending, Think Again…

The choice may not be yours in the future.  For that reason, we encourage everyone to begin taking the nips and tucks in your credit card spending habits now.
According to a recent article in the NYT
After years of flooding Americans with credit card offers and sky-high credit lines, lenders are sharply curtailing both, just as [...]