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Environment: Shop During the Slow Hours
This is a temporary fix to spending, especially during the holidays. Many of us love to get out into the thick of holiday shopping. We love the crowds and the excitement generated by the music and the sales. It’s the excitement that makes us lose sense of our spending limits, especially if you have a [...]
How to Cut Spending by 20%
Interesting! When we use our credit cards in restaurants to pay for our dinners, we generally spend 20% more than when we pay with cash.
While I don’t have the exact numbers for each type or purchase we make during the course of a day, week or month, according to one of the faces from the [...]
Don’t Be Fooled! It’s Ain’t Over ’til It’s Over!
During the past few weeks we have seen gas prices decline. There is talk that the Department of Treasury is planning to infuse banks with money with the intent to reduce credit card rates, among other things. Based on this news, some of us may be giving a sigh of relief. The rest of us [...]
