Archive for using what you have

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Freedom’s Just Another Word for Nothing Left to Lose

If you are old enough to remember Janis Joplin, you are familiar with the words from the song she made famous, “Bobby McGee.”  One of the lines that all of us older people have sung is “Freedom’s just another word for nothing left to lose.”  Back in the day most of us were looking for [...]

Will You Feel Deprived Without the New Dress?

Let’s say that you have made the decision to eliminate your credit card debt starting with negotiating down the interest rates charged, paying more than the minimum payment each month, and finally negotiating a settlement on some of the cards. 
Are you going to feel deprived when you walk into the mall and decide that at [...]